How car leasing works

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Is leasing for me?

Do you fall into one of these categories?

Click the link to see how leasing can be made to work for each of the individuals listed above.

• Married with children and always bought 2 or 3 yr old 2nd hand cars with a bank loan
• Married, no children, need a second car for commute to work
• Recently retired, need reliable small vehicle for trips to see grandchildren

Who are Dynamic Vehicle Solutions?

Dynamic Vehicle Solutions Ltd started trading in 2003 and have since grown to become one of the largest contract hire and leasing companies in the UK whilst still retaining the personal touch and levels of individual contact that's so important to keep our customers truly satisfied.

Our directors have all worked at director-level in UK vehicle manufacturers so have seen the industry from 'both sides of the fence'. This experience helps us provide as straightforward a customer experience as possible.

In 2008 we supplied over £10million worth of new vehicles so put us to the test and find out why.

How up to date is our website?

Our website is checked and updated on daily basis as prices are constantly being updated. However whilst we strive to ensure mistakes are kept to a minimum, mistakes will always occur. If you see a price on our website that's too good to be true - it usually is. We have a lo-call telephone number for which you only pay local rates irrespective of where you are calling from in the country - so if a price jumps out at you pick up the phone and give us a call so we can talk you through the specifics of the deal.

How is the lease price calculated?

Lease prices are subject to change and are primarily calculated based on the cost of the car at the time an order is placed and its anticipated resale value at the end of the agreement taking in to account the mileage and length of contract also being chosen.

Do I need to be VAT registered?

No. Whilst there are advantages to being VAT registered this will not preclude you from accessing the deals shown on our website

Do you only deal with business customers?

No, far from it. More and more of our business is being written on personal contracts as customers take cash allowances from their companies and source their own vehicle to avoid punitive company car tax charges

How competitive is Dynamic Vehicle Solutions pricing?

We will never be the cheapest on every single vehicle. However we know we provide the most consistently competitive pricing across the whole of the UK leasing market so we sleep soundly in our beds at night knowing we are getting our customers honest and realistic deals.

In light of the volumes of vehicles we supply each year we have our own dedicated purchasing terms with all the major vehicle manufacturers. In addition we are approved introducers of 9 of the UK 's largest leasing suppliers.

This combination means we can search the market, in the same way that an insurance broker does, to secure our customers the best finance deals in conjunction with market leading purchasing rates giving our customers the reassurance that they are receiving some of the most competitive leasing rates in the market.

Why not go to one of the major dealer groups?

We are often able to be more competitive than the major dealer groups because we have negotiated special terms directly with the manufacturer. We then shop around many different funders in order to find the most competitive prices for our customers. Our prices are always competitive and it is rare for us to be beaten on price.

Why not go straight to the funder?

The discounts we negotiate with manufacturers are often superior to those given to the finance companies, allowing us to be more competitive. Plus, we search across all our different funders in order to get the most competitive rental. This means we can tailor all quotations to your individual requirements and guarantee a competitive rental.

How long does it take until I have my new car?

The time between placing your order and receiving your new car will depend on lead time from the car manufacturer. Our customer care team will provide you with an exact delivery date as soon as possible.

Where do I collect my car from?

You don't. We deliver all our cars to a location convenient to our customer. Whilst we strive to deliver cars on vehicle transporters, this is not always possible so your new vehicle may arrive with up to 150 miles on the clock. This does not affect your allowable mileage within your contract as it won't start until you sign for your vehicle. Therefore if you are on a 30,000 mile contract and your vehicle arrives with 150 miles on the clock then your allowable mileage will be 30,150.

Do I have to arrange insurance before the car arrives?

Yes, you are required to arrange the insurance of your new car as part of the terms and conditions of the agreement. This must be in place before our delivery driver hands over the keys of your new car.

Does my car come with a warranty?

Yes, all Dynamic Vehicle Solutions lease cars are supplied via UK mainland dealers so come with the full manufacturer's warranty. The length of the warranty varies depending on the manufacturer so please check with our advisors if you need further detail.

What is included with a servicing and maintenance package?

The package includes all routine servicing and replacement tyres (not including punctures) for the duration of the agreement. Breakdown cover can be added to your contract although some some breakdown cover is usually included in the first year of the manufacturer's warranty. Please speak to one of our advisors for further information

What if I choose not to take the servicing and maintenance package?

If you opt for a non-maintained agreement all the service and maintenance costs will need to be covered by you. Additionally if you require breakdown cover beyond the cover provided through the manufacturer's warranty you would need to source this separately.

What if I exceed the agreed mileage on my contract?

This is not a problem. When your lease car is collected at the end of the contract the mileage will be noted by our collection agent on the collection report. If the mileage driven exceeds that stated in your contract then an excess mileage charge will be applied. A pence per mile charge will be made clear to you when taking out the lease deal and will be explict within your lease agreement. If during the course of your agreement you wish to increase or even reduce your mileage simply get in contact as these changes can be easily made and your monthly payments altered accordingly (providing you have at least 6 months of your lease left to run)

We remain in contact with throughout the life of your contract with regular mileage reminders as to where you should be in relation to the terms of your contract. If your mileage differs significantly this will prompt us to consider a contract re-schedule to ensure it is the most cost-effective for you the customer.

What if I want to hand the vehicle back early?

All lease contracts state that an early termination fee is payable if the vehicle is handed back early. This is based on the market value of the vehicle when you want to end the contract and the number of months left for the contract to run. We can obtain a costing for you if required. There are however, some finance products that let you settle the finance early if you so wish. If you think this is a likely requirement talk to one of our sales team who can advise you of the best finance product for your needs

What are your return conditions?

The anticipated resale value of the vehicle at the end of the agreeement assumes the car will be maintained in accordance with manufacturer's guidelines throughout the agreement and subsequently returned in good condition. When the vehicle is collected the collection agent will make an assessment of the vehicle's condition; a copy of the report will be given to you before the agent leaves with the car. Dynamic Vehicle Solutions are members of the British Vehicle Rental and Leasing Association (BVRLA) and adhere to their fair wear and tear guidelines on vehicle returns. For further details on fair wear and tear standards please contact one of our advisors.

What advice can you give me about the cars?

Dynamic Vehicle Solutions advisors are very knowledgeable about cars and will be able to provide you with a lot of information over the phone. You will also notice our site contains press reaction to each car to help you make a balanced and considered choice on your next car.

Can I source my company cars through you?

Approximately 60% of Dynamic Vehicle Solutions business is in supplying company vehicle fleets. The remaining 40% comes from private indivuduals using either their own funds or who are taking advantage of car allowances from their employers.

Can you source a car I want but that's not listed on your site?

Dynamic Vehicle Solutions aim to have a broad selection of vehicles advertised on our website but with over 20,000 makes models and variants on sale in the UK at any one time its simply not possible to cover every vehicle available. Please contact one of our advisors if you can't find the car you are looking for and we will endeavour to help you find it.